Monthly Archives: April 2015

The view from the tub

A hot tub is the ultimate in luxury. The warmth, the bubbles, the sensory delight of floating in water. But the feeling of luxuriousness is further heightened when it is combined with stunning scenery or a fabulous view. It is a luxury that is as old as the hills. What we today call a hot tub, the Roman Empire called a Caldarium, but the idea – using warm water to wash away stresses and soothe aching joints remains the same.

Here are five of the best hot tub views from around the world.

Where skiing was once all about hitting the slopes hard and then enjoying the apres ski in a bar in the resort, many of today’s skiers are more discerning. After a day of skiing, what better way to unwind and ease aching muscles than to slip into a hot tub and drink in the view of the very mountains you have just conquered on skis. The Swiss resort of Verbier is home to some of the best skiing in Europe, with some of the best accommodation. But when it comes to a tub with a view, then the hot tub in the Septieme Ciel chalet is recognised as the best in town.

The chalet is perched high on the Savoleyres side of the Swiss Alps and the hot tub has unfettered views across the mountains, making for great views and even better star-gazing.

View fit for a lord

On the other side of the world, where JR Tolkien found inspiration for the Lord of the Rings, New Zealand has some of the southern hemisphere’s best views. Whether it is mountainous views in the summer or snow-covered peaks in the winter, the Riverrun resort beside Lake Wanaka is just a beautiful place to sit and relax. The resort’s hot tub is a fabulous cedar wood design, with a roaring fire nearby so that getting out of the tub is also an enjoyable experience.

Tales of the tub

Closer to home and the hot tub in the Miss Potter Suite at the Holbeck Ghyll Country House has caused visitors to the hotel – which is located on the edge of Lake Windermere in Cumbria – to eulogise on TripAdvisor. “A hot tub with a view of Lake Windermere on one side and rolling hills and sheep on the other is fantastic,” says one reviewer. another visitor to the hotel said the ‘views are better than any other hotel in the area.’

Loch at the view

The Knoydart House in Loch Nevis, Scotland, offers its guests fabulous views of Loch Nevis, one of the beautiful lakes found on the West Coast of Scotland. The eco-lodge, which serves as a holiday home for up to 10 guests, boasts on its website that it has one of the best hot tub views in Scotland. Certainly the uninterrupted sea-loch views would bear witness to that claim. The hot tub has floodlit, wraparound lighting and mood lighting within the tub. Whatever the weather, the hot tub maintains a constant 40 degree temperature. Hot tub users can take in the gorgeous mountain views after a day of walking in the hills or doing waterspouts on the loch. With its coastal location, you might even catch a glimpse of a whale in the distance or a sea-otter near-by.

A glimpse of paradise

Our final tub with a view can be found in the Maldives on the Conrad Maldives Rangali Island. The hot tub overlooks the azure blue of the Indian Ocean and is surrounded by a vibrant coral reef and miles of unblemished, white sandy beaches. With the decking literally touching the ocean, this hot tub is just one step away from being in paradise.

Time for a soak

When you use your spa is really down to personal preference, but for many people the ideal time to step into the warm depths of a hot tub is in the evening after work.

Feeling good

Psychologically and physically, the warmth, the sound and feel of the water on your skin and the sheer sense of floating will relax muscles and encourage fraught nerves to switch off. Many people use a spa as a way to induce relax, clear the mind and get the mind and body ready to go to sleep.

Spending 15-30 minutes in a hot tub at the end of a busy working day will help you switch off, forget work, put aside any tensions and concentrate on re-balancing yourself.

A morning dip

Conversely, many people like a spa session in the morning. As a way of preparing for the day ahead, a few minutes spent clearing the mind, wakening the body and getting ready mentally and physically for all the day has to offer, can be achieved while sitting in a hot tub. This is your time, with no distractions, and combined with a cup of coffee, it is a great way to start your working day. The warm water will encourage blood vessels to open widely and this, in turn, will increase circulation. This is good for people with circulation problems, but is also good for everyone as it allows the body to work more efficiently, transporting blood and oxygen effectively and strengthening your heart and lungs. It also leaves you feeling invigorated and refreshed.

Soaking away aches

For people who have just exercised, or taken part in strenuous activity, such as a mammoth gardening session, decorating or DIY, then a soak in a hot tub is a brilliant way to ease sore and aching muscles. The warm water acts as a gentle deep tissue massage, breaking down toxins and allowing muscles to come out of spasm and relax. Certainly, if you have picked up a sports injury, a few sessions in a hot tub will help your body recover quicker.

Healthy body and mind

For some people, time spent in the hot tub is a time to repair the body and heal the mind. As such, any time of the day or night might be appropriate. Medical studies show that the warmth of a hot tub can have a very positive effect on many medical conditions, including osteoporosis – or weakening of the bones – and many forms of arthritis. Arthritic Care UK recommends that people with some arthritic conditions can use a hot tub before exercise to warm their joints. While exercise is good for people with arthritis, sometimes the pain in the joints is a real demotivator when it comes to even starting an activity. Who wants to go for a work out when every movement hurts. By spending some time in a hot tub first, this will warm up the muscles and tendons around the bones enabling the person to exercise with less pain, allowing them to exercise for longer and at a higher intensity.

A time for friends

Of course, one of the best times to use the hot tub is with family and friends. Sitting in the warm temperature sipping a drink or simply chatting is a great way to relax, unwind and socialise in an informal setting. While there are all the usual precautions and advice about not drinking too much, which should be heeded closely, there is no more chilled way to get together with friends than over a glass of bubbles in a hot tub.

Four Ideal Times to Review Your Telecommunications Strategy

Very often, small businesses evolve and grow organically. From simple beginnings – one person and an idea on a piece of paper – you may be awarded your first contract. You’ll employ your first member of staff or move your first office, and so on. Most small business owners have an overall strategy in mind – they know where they want to be in the medium to long-term. But along the way, situations develop and solutions are bolted on as and when they’re needed, a bit like a child’s wobbly brick tower as it grows.

From time to time, as a small business owner, it’s beneficial to take a step back and take stock to make sure you’re making the most of your resources. Your telephone systems and communications are a great place to start. After all, everything begins and ends with communication – if you’re not going about it the right way for your own business and customers, you’re likely to be losing time, money and potentially business.

Here are four critical times to take some time out to see how things are working (or not) and start planning for the future:

  • Coming up to the end of the financial year

As you begin to pull together all those bits of paperwork for the accountant, a pattern may begin to emerge. Your mobile phone bills may have been much higher than you forecast for the year. Perhaps you realise you’ve constantly been paying add-on charges for extra data on your broadband account. Or adding it up, you realise that you’ve lost multiple days of productivity because the phone systems were down or computers were offline. If you feel money’s been wasted unnecessarily, perhaps it’s time to review your hardware and the contract you have in place with your providers.

  • When you move offices

Whether you are expanding or downsizing, relocation is an ideal time to take stock of your phone and data systems. Are they adequate for your needs or have you outgrown them? Are there services you’re paying for that you don’t need any more? Could you benefit from switching your phone service from traditional telephone technology to VoIP (‘Voice over Internet Protocol’) and taking advantage of both lower costs and increased functionality?

  • When the business undergoes a change in direction

Every business deviates from its original mission at some stage. This can be as a result of something really positive, like winning a new contract that requires you to invest to deliver a new service. Alternatively, you may find that overheads for your premises are crippling you and you’ve decided to move from having a physical presence on the high street towards increasing your online sales. It’s a mistake to believe that things have to be done the way they’ve always been done. There is always room for improvement; and the current climate in the telecommunications and communications business means there’s very often room for manoeuvre within even the most rigid set-ups and contracts.

  • All the time!

Well, maybe not literally all the time, but it’s a really good idea to keep your telecoms and communications under review on a regular basis. Technology is moving on faster than ever before. If concepts like the Cloud for your data storage or VoIP are a mystery to you, you could well be missing out already. We’ll look more in depth at what’s available out there to save you money and increase your productivity in future blogs. But for now, the important message is don’t struggle alone when considering your telecoms. It’s enough to say that there could well be solutions you either don’t know or haven’t thought about. Why not contact us for a review of your systems and see how much we could save you in the long run?

Buying Antique Furniture At Auction – A How To Guide

The auction room can be a truly exciting experience.  However, if you are new to the scene, it can sometimes seem quite daunting.

They key to a successful auction experience is preparation. Always make sure to view an auction before making a bid of any kind. Many times there will be a viewing held prior to the day of the auction. It may cost you a little bit of extra time, but it can save a lot if it prevents a costly mistake come auction day.  Always be on the look out for your next antique furniture restoration project.

When viewing items up for auction, go over them thoroughly making notes on anything you are interested in. It is a good idea to work around the viewing space, as aimless wandering will waste time and risk missing a potentially good item.

If a catalogue is available, purchase it so you can keep track of items of interest. Circle or make a tick next to items you are interested in, place a question mark next to items you consider a ‘maybe’, and cross out any pieces you are definitely not interested in. You may also wish to note the highest price you are willing to pay, as this can help prevent you from getting caught up in the auction and overspending if the item goes for higher than you expect.

At auctions, items are sold ‘as-is‘ so make sure you carefully examine anything you are interested in. Bring along a magnifying glass to help spot cracks, tears or scratches. If you are considering a box of items, make sure to look all the way to the bottom to make sure no broken items are hidden away.

As you walk around the viewing area, make sure to look underneath the tables, as sometimes items are kept there. You can easily miss a bargain if it is not in plain sight.

Here are some guidelines to follow as you inspect antique furniture at auction:

  • Check the back and the underside of furniture for any damage, obvious repairs or signs of woodworm;
  • Check for dovetail joints on any drawers;
  • Keep an eye out for any maker’s nameplates. They are often underneath or on the back of antiques;
  • Check any glass or china for cracks and chips. If you hear a ‘clunk’ when you tap on a vase, it may have a hairline crack in it;
  • Some smaller items are not out on the floor at a preview. This is often because they are easy to pocket by unscrupulous thieves. An auctioneer or assistant will bring them out for viewing if requested. If you see an item with a reserve, it means the item will be withdrawn for auction if the price does not reach a certain amount.

Once the auction gets under way, remember that adrenaline can kick in when things get exciting. Try to stay calm while you are bidding and keep an eye on potential competitors. Sometimes auctioneers use a practice known as ‘bidding off the chandelier’ or ‘bidding off the wall’ during which they will accept imaginary bids in order to get the price to a higher point. Stay aware of your surroundings and have a price in your head so you don’t let the exciting atmosphere drive you to overspend.

Finally, above all, make sure you enjoy yourself! Once you have a few auctions under your belt, you will be more confident and know what you should bid on and when.

5 Rare Bay Leaf Recipes

One of best thing involved in owning a bay tree is that there are always fresh leaves available for when you need  them.  Imagine an Italian sauce for pasta that doesn’t include the taste of bay or a Bloody Mary minus the bay leaf.

However, there are numerous different ways that chefs now utilize bay trees, so we thought we’d share a few ideas with you.

1. Aromatic Tea

Few people realise you can make a delicious tea from bay leaves.  The aroma alone will relax you after a hard day.  To prepare two cups you’ll need the following:

  • Water (475 ml)
  • Large bay leaves (3)

Some people add sugar and milk although this is personal choice.

  • Put the leaves and water together in a pot and bring to the boil.
  • Simmer for around 3 minutes, and then take off the heat.
  • Leave to cool for 4 minutes, remove the leaves and enjoy.

2. Bay Leaf Ice Cream

Everybody loves ice cream so why not try bay leaf ice cream.

  • Milk (1000 ml)
  • Cream (1000 grams)
  • 3 grams of salt
  • Dextrose (225 grams)
  • Sugar (150 grams)
  • Glucose powder (82.5 grams)
  • Dessert stabilizer (10 grams)
  • Bay leaves to taste
  • An ice cream machine and a sieve

As you can tell from the list of ingredients, this one looks more complicated, yet it is totally worth the effort.

  • Mix the cream and milk and mix the bay leaves into the blend.
  • Leave it to sit for up to 24 hours so that the milk and cream get flavored with the leaves.
  • Pass the leaves out, heat the mixture of milk and cream and whip in the sugar, dextrose, and glucose powder while it heats.
  • After the mixture begins to bubble, include the stabilizer using a whisk and afterwards put the base through a sieve.
  • When it cools, place it in your ice cream machine then spin it.
  • Enjoy your ice cream!

3. Bay Leaf Potatoes

Conventional baked potatoes can become boring over time but with this infusion of flavor, you’ll be wanting baked potatoes every day.

  • Baking potatoes (4)
  • Bay leaves (4)
  • Coarse sea salt (500 grams)
  • Butter (as desired)

 

  • Preheat your oven as you normally do.
  • Cut every potato lengthwise, being mindful so as not to totally cut them in half.
  • Put a one bay leaf into each of these openings.
  • Spread a layer of the sea salt into a baking dish.

The potatoes ought to be put into the dish with the cuts facing upwards and prepared until they are crisp on the outside and soft on the inside. As a rule, this will take between one and one and a half hours.

Add some butter and enjoy!

4. Savillum

Are you preparing for a toga party? Why not make this true Roman cheesecake and wow your visitors. The best part? It’s really low in fat for such a wonderful treat.

  • Bay leaves (15)
  • All-purpose flour (120 ml)
  • Ricotta (230 grams)
  • Eggs (3)
  • Honey (120 ml)
  • Lemon juice (5 ml)
  • Grated orange zest (5 ml)

 

  • Preheat the oven to 225 degrees Celsius.
  • Empty water into an oven-proof dish and put it on the stove.
  • Beat the eggs using a blender then add the ricotta, honey, lemon juice and orange zest.
  • Next mix in the flour and mix until everything is even and smooth.
  • Cover the base of a spring foam pie pan with the bay leaves and carefully pour the batter over them.
  • Bake the cheesecake for 35-40 minutes or until it gets a nice brown color.

It’s heavenly whether you serve it warm or cold.

5. Healthy Porridge

Do you want something that is less soggy and smooth than your typical cereal to begin your day? This bay leaf porridge recipe is both thick and healthy – also utterly delicious! This is what you’ll require:

  • medium oatmeal (240 ml)
  • water (475 ml)
  • 1% milk (120 ml)
  • Cinnamon bark (1 piece)
  • Cardamom seeds (1 case)
  • A bay leaf
  • large eggs (2)
  • one lemon (cut into wedges)
  • smoked haddock (200 grams)
  • sea salt (a pinch)
  • dark pepper (as preferred)

 

  • Place a heatproof bowl inside a pot of water and cook the oats for seven minutes, stirring often.
  • Using a square of muslin, tie up the bay leaf, cinnamon bark and cardamom seeds and then place in the oatmeal.
  • Include dark pepper and milk and blend it in well before cooking for 3 minutes.
  • Poach the haddock while its cooking.
  • Rapidly whisk the eggs, then add them gradually to the oatmeal and keep cooking.
  • When it is thick, remove it from the heat and remove the muslin wrap.
  • Empty the oats into a dish, flake the haddock then add it and the lemon wedges as desired.

5 Bay Leaf Recipes You Haven’t Heard Of

The greatest benefit of having your own bay tree is, of course, the ability to pick your own fresh bay leaves for your cooking. It is very difficult to find an Italian pasta sauce that does not include bay leaves, and a Bloody Mary without a bay leaf is not a Bloody Mary.

However, chefs have discovered many other ways in which to use these highly versatile leaves, and we’re going to introduce you to the more unusual and intriguing as well as delicious bay leaf recipes we have found.

Aromatic Tea

Since aroma is a big part of tea, these strong smelling leaves make a powerful brew. You will feel at ease and relaxed just from taking in the sweet scent of the bay leaves. This is an easy, simple recipe. All you need in order to produce two cups of this delicious tea is:

  • water – 475ml
  • bay leaves – 3

Milk and sugar are not generally taken with this kind of tea, but some people like to add them.

Place the water and leaves in a pot and bring to the boil. Continue boiling for 3 minutes before removing the pot from the burner. Allow the brew to steep for 4 minutes, strain to remove the leaves and enjoy!

Bay Leaf Ice Cream

How about that for a different ice cream experience! This is a great idea for a dinner party. Ingredients:

  • milk – 1,000 grams
  • cream – 1,000 grams
  • salt – 3 grams
  • dextrose – 225 grams
  • sugar – 150 grams
  • glucose powder – 82.5 grams
  • ice cream stabilizer – 10 grams
  • bay leaves – to taste

You will also need a chinoise and an ice cream maker.

Although this recipe is more complicated it is well worth the extra effort. Firstly, mix the cream and milk and add the bay leaves to the mixture. Allow it to infuse for 24 hours in order for the flavor of the leaves to become fully absorbed into the cream and milk. Strain the leaves from the mixture and then heat the milk and cream mixture. While heating, whisk in the glucose powder, dextrose and sugar. Once the mixture has started to boil, add the stabilizer, whisk, and then put it through the chinoise and an ice bath. After it has cooled, place the mixture into the ice cream maker and then enjoy!

Bay Leaf Potatoes

If you are bored with ordinary baked potatoes, this will definitely give you something different. the best part about this option is that it is incredibly easy and simple to do. You will need the following:

  • baking potatoes – 4
  • bay leaves – 4
  • coarse sea salt – 500 grams
  • butter – to taste

Preheat your oven as you would do to make ordinary baked potatoes. While you are waiting, cut the potatoes length-wise but not fully in half. Place one bay leaf into each of the slits, covered by a layer of sea salt and place the potatoes into a baking dish. Make sure the slits are facing up in the dish, and bake the potatoes until they are soft on the inside and crispy on the outside. This will usually take around an hour to an hour and a half. Add butter to taste and serve.

Savillum

If you are planning a toga party, this is an excellent addition. Savillum is an authentic ancient Roman cheesecake desert.  And apart from being delicious it is also fairly low in fat. You will need the following:

  • bay leaves – 15
  • all purpose flour – 120 ml
  • ricotta – 230 grams
  • eggs – 3
  • honey – 120 ml
  • lemon juice – 5 ml
  • grated orange zest – 5 ml

Preheat the oven to 225 degrees C. Add water to an oven proof bowl and place it into the oven. Place the eggs into a mixing bowl and beat them, then add the orange zest, lemon juice, ricotta and honey. Stir the mixture as you gradually add the flour, keeping it even and smooth. Line a springform pie pan with the bay leaves and then carefully pour the batter over them. Bake in the oven for 35 to 40 minutes or until brown on top. This cheesecake can be served cold or warm.

Hearty Porridge

If you are looking for something not as milky and soggy as your usual oatmeal, this is an excellent option. Thick and hearty as well as delicious, this bay leaf porridge is a great alternative. You will need:

  • medium oatmeal – 240 ml
  • water – 475 ml
  • 1% milk – 120 ml
  • cinnamon bark – 1 stick
  • cardamom pod seeds – 1
  • bay leaf – 1
  • large eggs – 2
  • lemon – 1 (in wedges)
  • smoked haddock – 200 grams
  • sea salt – to taste
  • black pepper – to taste

If you have a bain marie, this is a great option for cooking the oatmeal. If not, simply use a heatproof bowl in a pot of water. Cook the oatmeal for around 7 minutes while stirring regularly. Place the cardamom seeds, cinnamon and bay leaf into a piece of muslin, tie it up and place it into the oatmeal. Add the milk and pepper and mix in thoroughly. Cook for a further 3 minutes. Poach the haddock in the meantime. Whisk the eggs and slowly stir them into the oatmeal. Continue cooking until it becomes thick and then remove it from the heat. Take the muslin wrap out, pour the oatmeal into a bowl and add flaked haddock and lemon wedges.

Making Empowered Decisions- Magnificent Or Maverick?

Do you remember that scene from Top Gun, where the career of high flying US fighter pilot Maverick is in serious jeopardy when he gets disciplined for making instinctive decisions that went against major protocol?

Maybe your think his actions were pure genius or that they were irresponsible, however there is still the big question that lingers – is breaking the rules okay or should we just stick to the protocols all the time? Many great solutions to problems are found when individuals are empowered in the decision making process to use their best judgement.

I participated in a sports day when I was seven years old. That afternoon was incredibly hot and temperatures reached 28 degrees at least. We were all perspiring and bright red, but were forbidden from running to drink from the taps because we would be breaking the rules if we did. A friend of mine ended up getting heat stroke as a result. Our parents were so angry. All of that could have been completely avoided if the teacher had had enough confidence to use some common sense.

In business, senior leaders and HR Directors are frequently recruited due to them having the necessary credibility, confidence and experience for making hard decisions that the entire business will benefit from instead of just one department or team. This type of strategic, big picture thinking sets them apart. It isn’t something that usually happens by following a rule book to the letter.

Of course an organization’s larger issues aren’t always the ones that need a large injection of human instinct. I’m sure most of you at one time or another have gone through times with some of your team members have been going through something that affects them at work. It might be bereavement, cancer or a number of other things, and although there might be strict guidelines in the rule book for how to deal with things, someone who is a good leader knows how to use their best judgment in order to determine whether certain rules are appropriate in some situations.

Organizations definitely need to have guideline and policies in place, especially when it comes to such things as harassment, discrimination and data protection. However, if we place too much of the emphasis on following the rules, we might lose some human potential along the way.

Steve Jobs, the late CEO of Apple, was able to sum it up quite nicely when he said that what distinguished a leader from a follower was innovation. Jobs played a significant role in helping Apple become the first $700 billion dollar business in the world, so his thoughts are definitely worth paying attention to.

As far as the Top Gun Maverick character, the decision that he made was reckless and no where near being a well thought out action, however it’s hard not admiring his passion and talent.

So how does your business go about striking a balance between following the rules and empowered decision making?

Empowered Decision Making – Maverick or Magnificent

If you are fan of the 1980’s movie Top Gun, you probably remember a scene where Maverick’s highflying career as a United States fighter pilot is seriously threatened after he faces disciplinary action for making an instinctive decision that does not follow major protocol.

Whether you consider his actions as being genius or irresponsible, it still begs the question – must we always stick to the rules or is it all right to break the rules sometimes? After all, some of the best solutions to problems emerge when people are allowed to make decisions based on their own judgment.

When I was seven years old, I remember participating in sports day. It was a very hot afternoon and the temperatures were hitting at least 28 degrees. All of us were sweating and bright red but since it was against the rules, we were not allowed to run and drink out of the taps. As a result, one of my friends ended up having heat stroke. Our parents were angry that this dangerous incident would not have happened if only the teacher involved would have used common sense in an unprecedented situation. It is not quite board level stuff but hopefully it does illustrate a point.

On a business related front, HR managers as well as other top-level senior management officials are often recruited for their confidence and experience as well as credibility to make those hard decisions that benefit the business as a whole and not simply a specific department or team. This level of bigger picture, strategic thinking is what sets these people apart and it is what nobody ever achieved by going through the rulebook with a fine tooth comb.

With that being said, it is not just the larger issues within organizations that demand a healthy dose of human instinct. Many of you will have experienced periods where members of your own team have had to go through something that affects them in the workplace. This can be anything from bereavement to cancer and even though the rulebook may have stringent guidelines on how to deal with things, a good leader uses his or her judgment to determine if the rules are applicable in every individual situation.

It is true that organizations do need to have guidelines and policies in place particularly around such things as discrimination, data protection or harassment but by putting too much emphasis on playing by the rules we risk losing an untapped mine of incredible human potential.

The former CEO of Apple, the late Steve Jobs summed it up neatly with the quote ‘Innovation distinguishes between a leader and a follower.’ Steve had more than just a hand in helping Apple attain the status of being the first $700 billion company in the world so his views are worth noting.

In Top Gun, Maverick’s decision was quite reckless and very different from the well thought-out actions that you would expect from an experienced HRD. However, it is hard not to admire his passion and talent.

How does your organization strike a balance between following the rules and empowered decision making?

Finding The Best Deal On Your New Boiler

When your boiler breaks down, you know you are in for some expensive repairs. You know you have to repair or replace it because you cannot live without a boiler for very long.  The following tips will help you save some money when the inevitable happens and you have to search for a cost effective solution.

Boilers Don’t Come Cheap

Unfortunately, a new boiler will cost you thousands of pounds. Many of us just don’t have that kind of money saved up and replacing the boiler could result in a huge financial burden. One way to pay for your boiler is to finance it. This allows you to spread out the cost over a few years. You will make affordable monthly payments and be free of the burden of coming up with all that cash at one time.

There are plenty of finance companies, so it is important to take your time and look for deals that work for you and offer the lowest rates. It is pretty easy to finance a boiler, even if you have bad credit or a County Court Judgement. If you have bad credit you will want to be extra vigilant about reading the fine print of the credit terms because you could have to pay more in fees.

How To Find Financing For Your Boiler

The first place to look should be your bank. You can apply for a personal loan and determine the length of time you want to spend paying it back. You might get better terms from your bank because you already have a relationship with them. Your bank can let you know what your options are. You might also want to see if any government loans are available. Sometimes the government offers low cost loans that allow you to upgrade your boiler to an energy efficient one at an attractive cost. You will help the environment and save money as well.

Look Into Private Loans

If you don’t get anywhere with your bank, consider a private loan. Private loan companies offer various plans that can help you finance your new boiler. Be sure to do your research and make sure that the company is reputable and doesn’t have many customer complaints. You will also want to shop carefully to make sure you are getting a good interest rate.

Which Deal Should You Take?

Basically you should accept the loan that allows you to spread out the number of payments over the period of time that works for you. You also only want to accept a loan that has a favorable finance charge. Some companies offer zero percent financing, so if you can qualify for that type of loan you definitely want to accept it. The longer you stretch out the loan, the more interest you will pay.

Check The Warranty First

You might get lucky and learn that your boiler is still under warranty and that the company will pay for the repairs. If you do have to get a loan, only apply for the minimum you will need. Choosing your boiler is a big decision, so make sure your decision is a good one.

Splashing Out On Hot Water

Repairing an old boiler or buying a new one can be an expensive undertaking. However, if your old system is beyond repair then the following tips may help you when looking to buy a replacement.

An Expensive Affair

Since a new boiler will set you back several thousand pounds, the only feasible way to finance the improvements to the central heating system is by spreading the cost through various finance options that are plentiful in the market. The important thing is to ascertain the finance deal that suits you and your needs best. Even with a County Court judgment in the past or with a poor credit background you can still get a finance deal. However, it is still important to seek advice on the options you have available so that you may choose a package you can afford.

Obtaining The Finance

For most people the first stop is usually the bank. The bank can arrange a personal loan over a time scale that suits you best. It is also wise to check and see if the government is currently backing any home improvement schemes. Repairing an old boiler or buying a new one may help lessen your impact on the environment and many government schemes promote environmental conservation.

Going Private

Some private companies offer finance options. Even though some finance companies have been called out recently for misleading clients with promises of quick fix loans, thousands of financial companies that genuinely serve and care for clients well still exist. The most important thing to do when taking out a finance deal for your new boiler is to look around and determine exactly what you wish your financial commitments to look like.

What Deal?

It is advisable to choose a deal that will allow you to defer payments for several months. You may consider going for a long-term loan that offers low monthly payments over a set period. You could consider taking a loan that you need to pay off in two years with either a 0% or low interest rate. You might need a large loan to purchase a new system but then discover that you can take out a smaller loan that can cover all the necessary repairs to your current boiler and keep it running nicely for another few years.

Checking And Double Checking

Whether you are repairing old equipment or buying a new boiler, you need to check out the details of any deals that you have on offer as well as the warranties. You will secure the necessary financing more easily if you have full knowledge of costs and cover when approaching the financial institution.

Finally, ensure that you have discussed all your options with a reputable plumber/engineer before buying anything. They can advise you on the best options available as well as the kind of price you should be looking to pay. A boiler is a major part of home-based expenses and you need to ensure that you know the sort of options you have available.